It is important to get prequalified prior to searching for a home.  The process is simple: visit a mortgage lender of your choice, and let him or her walk you through the process of determining what you can afford.  Your mortgage lender will be able to provide you with a letter that you then can provide me as your agent, and be a starting place for finding the right house for you. In today's market, this 'Letter of Commitment' will be a necessary part of any offer you will make.  Many Seller's agents will not accept an offer without it.  Our calculators will help provide an estimate of loan amounts, mortgage qualification, affordability and whether you should be renting or buying. With the many and diversified loan programs now available, it is highly encouraged that you consult with a mortgage lender.  These calculators are only a guage and are not intended to determine your actual qualifications.  Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.