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hello Real Estate NETWORK
.... the Front Door to Your Next Home!
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The way you approach obtaining a mortgage can literally save thousands of dollars. Take time to understand the home financing process and make informed, educated decisions. ...more  |
Mortgage Rates
Rates Above are State Average
Mortgage Rates Vary by Company
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Step #1: Get Pre-Approved Before you will be able to make an offer on the home you want, unless you are going to pay cash you absolutley must get Pre-Approved for a Home Mortgage Loan! Meet with a Home Mortgage Lender and apply for a loan!
This step takes little time and is of tremendous value and importance. It will identify the price range for which you qualify. In addition to making your time productive and curb anxiety when looking for a home, this also respects the privacy of the Home Seller to ensure that only qualified buyers are entering the Seller's homes.
Getting Pre-Approved is accomplished by speaking with your personal mortgage loan consultant and establishing what monthly payments you will be comfortable with and the type of loan program that best fits your needs. Your lender will then provide you with a Pre-Approval letter also known as a Letter of Commitment. When you find your dream home and want to make an offer on the property, this Pre-approval letter is mandatory with a Purchase and Sale Contract offer. Most home sellers will not even accept a buyer's home purchase offer without a Letter of Commitment from your lender.
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First-time Homebuyer?
click here Steve Swanson is a First-time Homebuyer Class Instructor recognized by the Washington State Finance Housing Finance Commission. ...more
Learn more about First-time Homebuyer Programs like: ARCH
DownPayment Assistance
KeyStone
HouseKey
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Preferred Mortgage Lenders
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"You may only think about home financing a few times in your life ~ I think about it every single day. It's your home and your future. It's my profession and my passion."
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meganbluher
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Rhonda Porter
NMLS Licensed Mortgage Originator
MLO-121324
Mortgage Masters Service Corporation
24909 104th Avenue SE
Suite 100
Kent, WA 98030
Cell: 206-718-9488
Fax: 253-234-2229
Rhonda@mortgageporter.com
http://www.mortgageporter.com
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"Helping people make an informed decision about their largest debt on possibly their largest assest."
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Clay Machmeier
Mortgage Banker/Broker
MLO-110566
Cobalt Mortgage
11255 Kirkland Way
Suite 100
Kirkland, WA 98033
Driving Directions
Cell: 206-349-8105
Phone: 425-492-1702
Fax: 877-336-6157
clay.machmeier@cobaltmortgage.com
www.claymachmeier.com
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"My goal is to save you money and protect your best interests throughout the mortgage process"
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Georgette Ballard
Sr. Loan Officer
MLO-176541
PrimeLending
201 Valley Avenue NW
Bldg A
Puyallup, WA 98371
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"My dedication to you extends beyond securing a great rate and closing on time."
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Credit Bureaus You are entitled to a free credit report from each of the bureaus once every 12 months. On each credit bureau site there is a link to request your free report, however you might have to look closely as it can be hard to find among all their advertisements of their fee-based products. You can also access your free credit report through the site AnnualCreditReport.com. Note that AnnualCreditReport.com is authorized to get you your free credit report once a year, without cost nor strings. There is another site similarly named which is prominently advertised on TV: Free Credit Report dot com. Obtaining your credit report from this site might cost you. To get your report you must enroll in one of their fee based products. You would be able to get your credit report 'free' during the trial period, but unless you cancel you will have enrolled in their credit monitoring service and will be charged, hardly 'free'. Equifax
| Experian
National Consumer Assistance Center
PO Box 2002
Allen, TX 75013
(888) 397-3742
www.experian.com | TransUnion
TransUnion LLC
P.O. Box 1000
Chester, PA 19022
(800) 888-4213
www.transunion.com |
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